Commercial Loan Broker in Pompano Beach, FL
A commercial loan broker in Pompano Beach connects your business with multiple lenders, prepares your documentation to underwriter standards, and advocates for approval without lending its own capital.
A commercial loan broker in Pompano Beach connects your business with multiple lenders, prepares your documentation to underwriter standards, and advocates for approval without lending its own capital.
A commercial loan broker does not issue loans. We prepare applications, interpret underwriter guidelines, and submit files to the institutions most likely to approve your deal. Brokers earn compensation from the lender at closing, so upfront fees should be minimal or zero. Our role is documentation translator: we turn your books, lease agreements, and business narrative into the format underwriters require. If your file lacks a piece, an environmental Phase I for a Deerfield Beach warehouse purchase, or a landlord estoppel for an Oakland Park tenant improvement loan, we tell you before submission, not after rejection.
Pompano Beach sits between Federal Highway and the Intracoastal, with a business mix of hospitality along A1A, light industrial near the Cypress Creek corridor, and retail clusters around Atlantic Boulevard. Each sector brings distinct documentation needs, and lenders price risk differently depending on collateral type and cash-flow seasonality.
A commercial mortgage loan broker specializes in real estate acquisition, refinance, and construction financing. We work with portfolio lenders, CMBS conduits, life-company lenders, and SBA-preferred institutions. For owner-occupied properties, your restaurant buying its building on Federal Highway, or your contractor purchasing a yard in Coconut Creek, we often pursue SBA 7(a) loans because they permit up to ninety-percent loan-to-value and longer amortizations. For investment properties, we source conventional commercial mortgages with debt-service-coverage overlays.
Underwriters scrutinize rent rolls, operating statements, environmental reports, zoning letters, and title work. If you are buying a mixed-use building in Lighthouse Point, the lender will want lease abstracts for every tenant and proof of property-tax history. We assemble that stack before the file goes out.
Loan programs
As a commercial business loan broker, Hickory Funding Group arranges working capital loans, equipment financing, business lines of credit, and invoice factoring. Working capital loans typically require twelve months of bank statements, a current balance sheet, and a use-of-funds letter. Equipment financing is collateral-driven: the lender appraises the asset, a new CNC mill for a Margate fabricator, or a refrigerated truck for a Wilton Manors distributor, and advances seventy to ninety percent of invoice value.
Invoice factoring suits businesses with slow-paying commercial customers. You sell outstanding receivables at a discount, receive immediate cash, and the factor collects from your customer. Documentation is simpler: aging reports, invoices, and customer credit checks.
How it works
Call Hickory Funding Group at (954) 380-7524 to discuss your scenario. We ask about loan purpose, amount, collateral, time in business, and recent revenue. Within one business day, we outline two or three program options and list every document the underwriter will request: tax returns (usually two years), interim financials, a business debt schedule, personal financial statements from guarantors, and use-of-funds narrative.
You gather documents. We review for completeness and red flags, net-operating-loss carryforwards that spook conventional lenders, or lease clauses that restrict property transfers. Once the package is clean, we submit to lenders whose credit boxes match your profile. You receive term sheets, we explain pricing and covenants, and you choose. We coordinate the closing with title, attorneys, and the lender's counsel.
Visit our Pompano Beach commercial lending hub for program comparisons, or explore our full service area map covering Sea Ranch Lakes, Lauderdale-by-the-Sea, Hillsboro Beach, North Lauderdale, and beyond.
Related programs
Serving the Pompano Beach area
We know which lenders fund which kinds of Pompano Beach businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Pompano Beach owners trust Hickory Funding Group